Electrical Contractors Insurance

Do I need electrical contractors’ insurance?

Electrical contractor is a very broad term for a lot of people working in different contractor industries and so it will cover a lot of peoples’ needs. Electricians, electrical contractors and electrical engineers are all likely to need this level of insurance in their sector, and many more specialist careers would benefit from electrical contractors’ insurance cover, too. Specialists such as alarm fitters, electronic security repairmen, heating and ventilation engineers, renewable energy engineers, domestic electricians, industrial/commercial electricians and others in the sector would also find this cover a good fit for them.

What does electrical contractors’ insurance cover?

This specialist type of insurance for electrical contractors offers the cover that you need at work to make sure that you’re not caught off-guard. Our experienced team of brokers have considered your profession and thought carefully about the kind of cover you need in the unique career you’ve chosen, so that you don’t have to. By choosing a tailored insurance package, you can rest safe in the knowledge that you’re protected against any difficulty that could arise.

Types of cover that electrical contractors’ insurance will typically provide include:

• Employer’s liability
• Public liability
• Professional indemnity
• Business interruption
• Goods in transit
• Personal accident
• Financial loss
• Directors’/Officers’ cover

Advantages of electrical contractors’ insurance

Aside from being covered against risks from such things as legal disputes, personal injury, professional negligence or circumstances which could cause your business to end trading, our experienced brokers can help you to get more from your insurance policy. With no item worked upon exclusion and extremely competitive CAR terms, we’ll make sure that your cover works for you.

What’s more, we can add on additional extension cover such as insuring against financial loss, covering customers goods and providing you and your business with a professional negligence extension that can be upgraded to full PI where required.

How much cover do I need?

The level of cover required will depend entirely on you and your business needs. Some businesses will only require minimal cover to ensure that they can carry on trading no matter what whereas other business owners will want extensive cover to protect themselves, their business and their assets. To find the best fit for you, why not get in touch with a member of our expert team today? Fill out our form or give us a call on number today to put your cover in place straight away.